Moderate Investment Package

The Moderate Investment Package is designed for policyholders of Zavarovalnica Triglav who are less risk-tolerant and expect slightly higher long-term returns than those achieved with bank deposits. At the same time, they wish to take advantage of the possibility that, during periods of negative cyclical fluctuations, their assets can be reallocated to conservative investments.

Funds invested in the Moderate Investment Package will, for the most part, be allocated to sub-funds that fall within risk classes 1 to 7 according to the synthetic risk indicator. At least 20% of the premiums during the insurance period will be invested in the KD Bond sub-fund, a euro-denominated bond fund.

Structure of the Investment Package

The investments within the Moderate Investment Package can include all sub-funds of the KD Umbrella Fund (prior to the merger of Ilirika Umbrella Fund sub-funds with KD Umbrella Fund sub-funds, all Ilirika Umbrella Fund sub-funds). During the investment period, premiums are primarily allocated to conservative investment forms.

Funds in package Zmerni naložbeni paket:

40% Generali Bond, EUR

19% Generali America, Equity

12% Generali Corporate Bonds, EUR

8% Generali First Selection, Fund of Equity ETF Funds

6% Generali Rastko Europe, Equity

5% Generali Vitality, Equity

5% Generali Technology, Equity

5% Generali New Markets, Equity

Structure of the investment package on day

Sub-Fund Share of the Sub-Fund in the investment package Management fee Administrator fee *

*The amount of the custodian service fee is shown at the highest values, as it may be lower for certain sub-funds. The custodian fee for any sub-fund of the KD Umbrella Fund will not exceed 0.05% of its average annual NAV.

Movement of the Investment Package Value

The value per unit of each investment package is calculated based on the net asset value per unit (NAV) of the sub-funds that make up the package and the respective proportions of these selected sub-funds within the package. The unit value of the investment package is calculated on the same day as the NAV of the sub-funds that constitute the package.

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